Prescription help

The right health plan is usually the biggest factor in what you pay for medicine. These guides explain how plans cover prescriptions and the other ways people lower their drug costs, so you can ask the right questions before you choose a plan.

Prescription coverage

How Marketplace and other ACA health plans cover prescriptions: drug lists, tiers, prior authorization, exceptions, and how to check your medicines before you enroll.

Discount cards

Prescription discount cards can lower the cash price of some medicines. They aren't insurance. Learn how they work, how they compare to your plan's copay, and what to watch for.

Patient assistance programs

Drug-company patient assistance programs can provide medicine free or at low cost to people who qualify. Learn who qualifies, how to apply for free, and other help.

Manufacturer savings cards

Drug-company copay cards can lower what you pay for brand-name drugs with job-based or Marketplace coverage. They can't be used with Medicare or Medicaid. Learn the rules.

Find a plan that covers your medicines

A licensed agent checks your prescriptions against each plan