Compare affordable health insurance plans
Fill out a short form to compare ACA (Obamacare) plans in your area. A licensed agent can explain your options, estimate any savings you may qualify for, and help you enroll.
Or call a licensed agent: 1-877-861-3558
- No credit card or payment needed
- Free quotes, no obligation
- Plans from insurance companies in your area
How it works
We’re a private, licensed agency. Using our service doesn’t cost you anything.
Tell us about your household
Share your ZIP code, age and household size and income. It takes about 2 minutes.
Talk with a licensed agent
An agent contacts you to go over plans in your area and any premium tax credit you may get.
Choose and enroll
Pick a plan that fits your budget and doctors. There’s no obligation to buy.
Your plan comes from a private insurance company
Health plans, including the ones on HealthCare.gov and state Marketplaces, are offered by private insurance companies. The government runs the Marketplace and pays the premium tax credit if you qualify, but it doesn’t provide the plan itself.
Plans with the same metal level can work very differently for your doctors, prescriptions and budget. Reviewing your options with a licensed agent, broker or Navigator can help you understand how the benefits work for you.
Questions an agent can help you answer
- Are my doctors and prescriptions covered?
- What will I actually pay with my deductible and copays?
- Do I qualify for a premium tax credit or lower costs?
- Which plans from different companies fit my budget?
Find the right coverage
Individuals & families
Who can enroll, how premiums are set and what savings you may qualify for.
Learn more
Pre-existing conditions
ACA plans can’t turn you down or charge you more because of your health.
Learn more
Small business
Offer coverage through SHOP and see if you qualify for a tax credit.
Learn more
Key dates for 2027 coverage
| Open Enrollment starts | November 1, 2026 |
|---|---|
| Enroll by, for coverage starting January 1 | December 15, 2026 |
| Open Enrollment ends | January 15, 2027 (coverage starts February 1) |
States that run their own Marketplace can set different dates, and some go until January 31. Outside Open Enrollment you can enroll after a qualifying life event, and you can apply for Medicaid or CHIP any time.