HealthCare.gov dates for 2027 coverage
| Open Enrollment starts | November 1, 2026 |
|---|---|
| Enroll by, for coverage starting January 1, 2027 | December 15, 2026 |
| Open Enrollment ends | January 15, 2027 (coverage starts February 1, 2027) |
Enrolling outside Open Enrollment
If you have a qualifying life event, like losing other coverage, getting married, having a baby or moving, you may get a Special Enrollment Period. You usually have 60 days to pick a plan. You can apply for Medicaid and CHIP any time of year.
Check your state’s dates
States that run their own Marketplace can set their own Open Enrollment dates, and some go until January 31. A licensed agent can tell you the dates for your state.
Source: HealthCare.gov dates and deadlines. Last reviewed October 2026.